Coastal North County San Diego — Encinitas beach at golden hour

Coastal North County San Diego

Where Coastal Living
Meets Smart Investment

Encinitas · Carlsbad · Solana Beach · Cardiff · Leucadia · Del Mar
Expert real estate, hard money & conventional lending — all under one roof.

500+
Transactions Closed
$1B+
Total Sales Volume
20+
Years San Diego
7
Coastal Communities
KW
Keller Williams La Jolla

North County San Diego
Coastal Communities

View All Neighborhoods
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Encinitas

Coastal · Surf · Lifestyle

↗

Carlsbad

Luxury · Villages · Beach

↗

Solana Beach

Boutique · Walkable · Coastal

↗

Cardiff

Laid-Back · Surf · Community

↗

Leucadia

Eclectic · Artistic · Coastal

↗

Del Mar

Prestige · Oceanfront · Racing

↗

Rancho Santa Fe

Luxury · Estates · Private

A Different Kind of Real Estate Team

◈

Full Lending Stack

Hard money, conventional, bridge loans — we don't just find your home, we help you finance it. Erin's lending background means fewer delays and more deals that actually close.

◎

500+ San Diego Transactions

Erin O'Connor has closed hundreds of transactions across Coastal North County. That experience means you navigate every market condition with confidence.

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Construction & Development

Mikel Palmerin is co-founder of The Palmerin Group — a family construction and development company. That means renovation feasibility, ADU analysis, and flip potential assessed before you ever make an offer.

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KW La Jolla Backed

As part of Keller Williams La Jolla — one of the top brokerages in the US — we bring global reach, powerful technology, and a referral network no independent team can match.

◐

The Athlete Advantage

Mikel's professional athlete career and global network opens doors most agents never reach — executives, athletes, and high earners relocating to Coastal San Diego.

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Lantzman Lending Partner

Our direct relationship with Lantzman Lending — one of San Diego's top hard money teams — means fix-and-flip investors can close in as little as 10 days.

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VOYA AI Assistant

The only coastal team with a 24/7 AI real estate guide built into the site. VOYA answers questions, educates buyers and sellers, and routes serious leads directly to the team.

◓

Off-Market Access

Between Erin's transaction network and Mikel's connections, we regularly access properties before they hit the MLS — giving our buyers a genuine competitive edge.

Experienced. Connected.
Built for This Market.

Sustainable Realty Group is built on two things most real estate teams can't offer together: deep market experience and genuine financial expertise.

Erin O'Connor brings hundreds of San Diego transactions, hard money lending, and conventional financing — meaning your deal doesn't stall when financing gets complicated. Mikel Palmerin brings a professional athlete's network, a relentless work ethic, and access to clients most agents never meet.

Mikel is also co-founder of The Palmerin Group — a family construction and development company. That construction lens means every property gets evaluated not just on price, but on potential. Renovation scope, ADU feasibility, structural integrity, flip analysis — it's all assessed before you commit.

Together, under Keller Williams La Jolla, we cover everything from your first showing to closing day — real estate, lending, and construction all under one roof.

Erin O'Connor

Erin O'Connor

Broker · Lead Agent

20+ years San Diego · 500+ transactions · Hard money & conventional lending specialist

Mikel Palmerin

Mikel Palmerin

Agent · Construction Expert · DRE #02177296

Former pro athlete · Co-founder, The Palmerin Group · Luxury & investment properties · Coastal North County specialist

Meet the Full Team
Erin O'Connor — Broker, Sustainable Realty Group

Proudly Part Of

Keller Williams La Jolla

Looking for Something
Not on the Market?

Our network of off-market and pre-market properties means you see homes before they hit Zillow. If you're a serious buyer, this is how you win in a competitive coastal market.

Access Off-Market Listings

What's Your
Home Worth?

Get a complimentary market analysis from a team that has sold hundreds of homes across Coastal North County. No obligation, no pressure — just real numbers from local experts.

Coastal San Diego luxury home
$2.4M

Average Sale Price
Coastal North County 2025

Meet VOYA —
Ask Anything

VOYA is SRG's AI real estate guide, available 24/7. Ask about neighborhoods, pricing, investment potential, hard money lending, or what to expect from the buying process.

For off-market access, private showings, or a real conversation — Erin and Mikel are one message away.

◈ Neighborhood pricing & market data
◈ Hard money & conventional lending guidance
◈ Investment & fix-and-flip analysis
◈ Routes serious leads directly to the team
◈

VOYA

SRG AI Guide · Online

Hi, I'm VOYA — your Coastal North County real estate guide. Ask me about any of our 7 communities, current pricing, or how to get started with hard money lending.

VOYA · Powered by SRG · Not a substitute for professional advice

Ask VOYA

What Our Clients Say

★★★★★

"

Erin's knowledge of the Encinitas market is unmatched. He found us an off-market home before it ever hit Zillow — and the financing process was seamless because his team handled it all in-house.

David & Sarah M.

Purchased in Encinitas

★★★★★

"

Mikel's network is real. He introduced us to our buyer before we even listed. We sold above asking in 6 days. These aren't just agents — they actually understand the investment side of real estate.

James T.

Sold in Carlsbad

★★★★★

"

We relocated from New York and needed everything — a home, a neighborhood, and financing. SRG handled it all. Solana Beach was the right call and they knew it before we did.

The Hernandez Family

Relocated to Solana Beach

Market Updates &
Neighborhood Guides

View All Articles
Encinitas market update

Market Report

Encinitas Real Estate Market Report — Q2 2026: What Buyers & Sellers Need to Know

June 2026

Living in Encinitas guide

Lifestyle

Living in Encinitas: What Nobody Tells You Before You Move Here

May 2026

Hard money vs conventional lending

Lending & Finance

Hard Money vs. Conventional: Which Loan Wins in a Competitive Market?

May 2026

The Coastal Communities
of North County San Diego

Click any community to explore. North to south — from Carlsbad to Del Mar — with Rancho Santa Fe inland.

Buena Vista Lagoon Agua Hedionda Lagoon Batiquitos Lagoon San Elijo Lagoon San Dieguito Lagoon I-5 101 PACIFIC OCEAN OCEANSIDE / LOS ANGELES ↑ ↓ SAN DIEGO N ~12 miles Carlsbad 33.16°N Leucadia 33.08°N Encinitas 33.05°N Cardiff 33.02°N Solana Beach 32.99°N Del Mar 32.95°N Rancho Santa Fe 33.02°N ~8 mi inland

Click any community
to explore